Is it possible to make an online purchase if you don’t have access to a credit card or a debit card at the time of purchase? Other than the methods of payment listed above, you have a plethora of other possibilities at your disposal.
In addition to bank transfers and wire transfers, cash payments and cash on delivery (COD) once your things have been delivered are also available, as is payment via a checking account. You may not have given much thought to using your checking account for anything other than rent, utility bills, and personal expenses up until this point, but you could be surprised.
Basically, you may make payments using your checking account number, and these payments are regarded exactly the same as cash.
Still, a question arises though. How does one go about delivering a check to an internet retailer? If you want to pay via PayPal, you may link your bank account to your PayPal account, or you can pay by eCheck or electronic check. You can also mail a check to the firm or business with which you are doing business if you want to pay by check.
The most often used mode of payment is through PayPal, which is the most widely used of the three options available. PayPal is the safest and most secure way of payment available. Since PayPal goes to considerable pains to verify its customers, it should come as no surprise that hundreds of thousands of online merchants and stores rely on the online payment system for their transactions. Their advanced technology can also assist firms in a secure manner, and their payments are also protected.
When you shop online, make sure you utilize your bank account to pay for your purchases.
Something as easy as comfortable online shopping at a range of businesses shouldn’t be limited to credit cards alone; as a consequence, you can now purchase items online and pay using a checking account, and we’ll show you how to accomplish it.
How Do You Shop Online and Pay With a Checking Account?
Shopping online is, to put it mildly, convenient and exciting! If you choose, you can pay for the product in installments over a period of time if you so desire.
You should understand how to transfer a check from your checking account to an online store before you begin buying online using a checking account. There are a few other things you should be aware of while buying online with a bank account.
According to reports, there are three alternative approaches to taking part in this fantastic event.
- To complete the transaction, you must first link your checking account to your PayPal account and then finish the transaction using the PayPal website.
- Take advantage of a computerized check to reduce costs.
- Send a paper check to the company through the mail.
The payment service PayPal is a dependable and commonly used method of transmitting payments over the internet. Because the PayPal payment verification process is simple, many merchants choose to accept payments from purchasers who utilize the PayPal service to complete their transactions.
Furthermore, virtually all online shops accept money transfers made through the use of an account number and a routing number, which can be found at the bottom of their website. If you have exhausted all other options, the choice between a paper check and an e-check is still up in the air!
Top 10 Sites to Make Purchases Online Using Your Checking Account:
You won’t get the opportunity to make purchases with your checking account on almost every site on the internet. But there are a few websites and stores that allow you to do so.
In this section, we have mentioned the top 10 sites where you can make purchases online by using your checking account. Let’s take a look:
- Best Buy
- Abercrombie & Fitch